Saturday, January 25, 2020

Improving the Canadian Health System: A Survey

Improving the Canadian Health System: A Survey All Canadians, rich and poor, regardless of the state of their health, age, or employment status, are covered by the same comprehensive system. Canadians go to the doctor of their choice and receive hospital care for free. There are essentially no financial barriers to health care in Canada, and there is an ample supply of physicians. Private insurance that duplicates the comprehensive services covered by the provincial plans are prohibited. Co-payments, deductibles, and direct patient payments to providers for covered services are also not permitted. This is the reason why healthcare system in Canada is considered to be the model to other countries especially the United States. The online survey that was conducted for Canadian Medical Association (CMA) in between 8th February and 15th February 2010 presents that Canadians care and concern about their current health care system. It is evident by the way they answer the poll. Majority of them think that the constant raise in the cost of universal health care will hinder the government in providing to the other necessities of the populace. In the study, respondents were asked on how to lower down the costs of health care. Almost all of the participants believed that ensuring the efficiency and productiveness of the health care system will make a difference, and that 6 out of 10 think that giving rewards and penalties enable people in living a healthy life and eventually help in slowing down the costs of health care system. This means that citizen’s still doubt the capacity of the government in handling the Canada’s health care system. It has been the topic of the town since it was created, and is often compared to the system in the United States. Furthermore, half of Canadians believe that increasing 10% more of their taxes could help in the current issue. Nearly 50% thought that those who are sick must be responsible enough to their health problems. They should shoulder their expenses, and other people must not suffer the same thing the patients do. They have the right to choose whether to help those in need or not. Meanwhile, there were 35% of the respondents trust the government in finding ways in delivering an efficient system. Moreover, the survey also questioned the participants about their ideas in health spending. Approximately 70% said that it is better to develop a contribution-based Canada health Plan to be able to increase the income of the government. More than 60% think that it is good to create a Registered Health Savings Plan without tax so that people can save money for the future and also when they need to buy medications that are not subsidised by the government. There were few Canadians believe that raising the overtime tax would help. Similarly, one out of three think that the tax of each individuals must be based on how much they spend on their health problems. In addition, the Canadian Medical association (CMA) is initiating the â€Å"Health Care Transformation† to help the citizens as well as the government realise that Canada does not have the leading health care system, instead they need to improve and change for the better. They aim to make Canadians the healthiest people compared to other neighbour countries and the best health care system by 2037. According to the article in the website, a staggering97% of total revenues available will be spent on health care expenditures 23 years from now, compared to 44 per cent in 2012. Last 19th of December 2011, the federal government announced that they were going to lower the budget allotted to the provinces and territories in Canada. As a consequence, the local authorities must impose severe cutbacks to other government services like education, public transportation, livelihood, and other social welfare, and in worse case, they need to increase the tax of the citizens. On the other hand, this national issue will also give awareness to other industrialised countries like Australia, The Netherlands, United Kingdom, United States, France, Germany and Sweden. Governments talk about sustainability in terms of â€Å"costs† and financial impacts. This discussion often has more to do with â€Å"who pays† than â€Å"how much† they pay. It is sometimes hard to realize that health spending in Canada is on par with most countries in the Western world, that it is substantially lower than in the United States. Based on â€Å"The American† website article, in which it tackles and compared the universal health care policy of two countries, the United States and Canada. The latter thinks that they receive the same health benefits like the Americans do but the truth is that, Canadians appear to pay less in health insurance due to the fact that most of the advanced technologists that are available in the United States are not experiencing in Canada. Also, other individuals believe that Canada must allow the private insurance in order to lessen the burden of the government. There are other countries advocate the Public Private Partnership like British Columbia and Ontario, and there are several successful hospital projects documented with the help of PPP. In these cases, PPPs have provided much needed capital to finance government programs and projects, all while freeing public funds for core economic and social programs. In conclusion, even though Canadians are doubting the capacity of the government when it comes to health care system, they are still amenable in looking for a more effective, up-to-date and maintainable universal health care system to be able to give the best quality of health service to the society. Also, despite of the different opinions and ways on how to solve the present situation, they still have the initiative in giving what they can for the benefit of all. By the international healthcare policy, it is almost impossible to provide universal healthcare policy to most countries since there are certain rules that cannot apply to some nations. Even the industrialised countries in the world still have different approach in managing their health system. Discuss the justification for putting into place each of the following types of policy intervention solutions globally to address the ever increasing economic conditions faced by countries. Financial support and provision of pension credits for care giving Nowadays, most of the people are getting conscious of their health due to certain situations happening in the environment and also because of the help of media. As a result, population ages as years go by. Individuals are trying to get fit, eating healthy food, and prevent the vices that could cause diseases. It may sound unrealistic but it is true. For instance in some countries like Canada, people die at the age of 81, the same with New Zealand and Netherlands (The World Bank from 2009-2012). In Sweden, Singapore and United Kingdom 82 years is the estimated age people live. Meanwhile, Switzerland and France got the highest age, which is 83. Most of the countries listed in The World Bank have an increasing trend in life expectancy. Based on this data, it means that there are more elderly persons living in the country who need to be taking care of by caregivers, healthcare workers or even family members. The demand of support from the younger generation as well as the financial needs coming from the government is growing. It is also necessary to have ample supply of medical technology and physicians in order to compensate the aged population. Pension for the geriatrics and to the caregivers are necessary to have an effective health intervention, and it is the responsibility of the authority as well as the whole community to supply the necessities. Pension schemes are a form of indirect financial assistance that provide caregivers with long term benefits rather than material support while giving care. The intention of this benefit is to protect caregivers who cannot seek employment because of caregiving responsibilities against income losses from future retirement benefits. Unfortunately, not all countries have pension schemes for caregivers. Canada has two pension programmes, The Old Age Security program and Canada Pension Plan. In Norway (thru National Social Insurance Fund) and Britain (thru Invalid Care Allowance ICA) they give pension credits for the individuals who have been hindered from labour work because of care giving needs in the family. These pension credits basically require a specific amount of time an individual have been out of employment to provide care over a period of time to be eligible of the credits. The credits simply substitute the income that can affect the employment pension in the future of an individual that have been out for the reason of care giving responsibilities. Tax benefits and payments to caregivers In countries like Canada, US, Singapore, Germany, France and Sweden they use tax reliefs (such as tax credits, tax deductions and tax exemptions) as a vehicle to indirectly help caregivers. Tax credits simply compensates the taxpayer by deducting the cost of care needed for a member from the taxed owed. These policies help the caregivers to provide the essential care like medicines and medical bills with salaries just enough for a personal sustainability. Examples of these policies are in Canada (Infirm Dependent Tax Credit, Caregiver Tax Credit, Disability Tax credit and Medical Expenses), in The United States (Dependent Care Tax Credit), and while some countries (Singapore, Germany, France and Sweden) grant tax deductions and exemptions in which the costs are deductible from taxable income. Income supplements Each nation has its own income supplements for seniors. In Canada, they have The Guaranteed Income Supplement (GIS) programme which gives a monthly non-taxable benefits to those eligible recipients whom happened to have low income and still citizens of Canada. There are requirements for a person to become a beneficiary of this government programme. An individual must be a legal resident, should be receiving the Old Age security pension (OAS), and the earning is lower than the annual income. Yukon (Westernmost Canada) announced last July 2011 that federal government provides an increased income to those people who are guaranteed with OAS and GIS, up to $ 243.30 is given monthly to seniors. The same benefits with the citizens in Saskatchewan. In addition, New Zealand Superannuation and SuperGold Card are available for the residents and citizens of New Zealand. To be qualified in these benefits, a person must be aged 65 or over, and still living in NZ. The latter programme is automatically send to the applicants when the previous one is already granted. Bibliography Chapter seven- pension reform to address the long-term consequences of family caregiving. (n.d.). Retrieved from www.bcli.org: http://www.bcli.org/elder-law-resources/execsum/chapter7 drummond, S. L. (2010). Supporting Canadian Caregivers current and future directions. Toronto. service canada people serving people. (n.d.). Retrieved from government of canada: http://www.servicecanada.gc.ca/eng/services/pensions/oas/gis/index.shtml skinner, b. j. (december 8, 2008). the trouble with canadian healthcare. the american. social services of saskatchewan. (n.d.). Retrieved from government of saskatchewan: http://socialservices.gov.sk.ca/sip tax breaks for care giving expenses help sandwich generation. (2011, 12 08). Retrieved from Forbes: http://www.forbes.com/sites/ashleaebeling/2011/12/08/tax-breaks-for-caregiving-expenses-help-sandwich-generation/ the world bank. (n.d.). Retrieved from the world bank: http://data.worldbank.org/indicator/SP.DYN.LE00.IN work and income . (n.d.). Retrieved from work and income: http://www.workandincome.govt.nz/individuals/65-years-or-older/superannuation/superanuation-overview.html

Friday, January 17, 2020

Role of Finance in Parle G Company

COMPANY PROFILE INTRIODUCTION Vertex Technologies Pvt. Ltd. is a leading IT solutions and service providing center. Established at Nadiad, today we are technically advanced and ready to serve even the toughest of the technical IT challenges. Along with providing IT solutions in terms of both Hardware, Software, Networking, Security solutions(IT), Project works, Solar & Wind energy Solutions, Energy Saving Products & Green Energy Products in Information Technology, Led Lighting and in day to day routines.Our integrated and organized efforts render quality and reliable products and services. We provide solutions, suggestions, software, hardware and other products as per customer needs that are of high quality yet economically viable. We have a highly skilled force of engineers who are at their toes to provide services at the click of a button. Our maintenance and up gradation services are highly reliable and just a phone-call away. Achieving success in a short term Vertex Technologies Pvt. Ltd. has expanded its operations in Gujarat State and moving towards National & International market.VTPL has established its corporate office at Nadiad for National and International operations. At present VTPL has offices in Ahmedabad, Vadodara and Surat. In today’s world, energy is a great concern due to a gap between demand and supply. We need to save energy in order to reduce the cost of operation. Thus, we are in the field of supplying Energy Saving Products. Our energy saving products is tested and certified by various agencies and government authorities. Our products have a high quality, reliability and consistency. ASSOCIATONAlong with providing IT solutions in terms of both hardware and software, we are also preferred partners with SOLAR Panel manufacturer like Vikram Solar, PAE Ltd, Warree, Kotak Urja, Thermal Solutions Redren, Solar Lighting solutions and other technological partners. HISTORY Vertex Technologies Pvt. Ltd. was established with a vision to serv e the IT industry by providing solutions to technical challenges. The company was set initially by three people having vast experience in the computer field for the past 20 years. OBJECTIVES In our efforts to satisfy our valued customersWe at Vertex believe in being at the forefront of technology and provide the best and the latest to our customers at affordable costs. Our Customers always get a winning – edge over their competitors through our services and solutions. In our desire to innovate through research Our team is constantly engaged in Research and Development which culminates into deployment of latest and cutting-edge technology in our products. In our aspirations to provide the best of quality Vertex and its team are committed to achieve customer satisfaction by ensuring competitive and cost-effective solutions and services delivered in time.Our team continuously controls reviews and enhances its performance and thus sustains an effective Quality Management System. In our dream to create a nature friendly world We provide Energy Saving Products that are beneficial to the society as well as nature. Focusing on today’s lifestyle, our products facilitate both energy saving and user satisfaction. In our vision to lead We aim to be the top IT solution providing company. Our biggest asset is our valued customer list. Their satisfaction is our prime requirement. STRENGTHS AND ACHIEVEMENTS Our strength lies in: †¢ Experience since 1989 Intel GID †¢ Support Services †¢ Strong and Innovative R&D team †¢ Technology partners. Important Milestones: †¢ Companies development and expansion going day by day from establishment †¢ Bank of Reputed customers †¢ Operation at Baroda, Surat and other cities in Gujarat. †¢ Providers of N-Computing Products †¢ Overseas operations with CBSI †¢ Software solutions with VBSOFT Talent: †¢ Highly efficient and motivated young team †¢ Out spoken and always rea dy for challenges †¢ Innovation in self OUR VISION †¢ To provide cutting edge technology and build business for our customers. HR We have facilitates to develop employers skills and make them market leaders to have an edge over competitors. Our Green Energy Projects: 1. Vertex Office at Nadiad – 1000w Solar panel installed in May 2010. 2. Palitana Hill Solar power solution 10Kw in progress given for approval MNRE – Delhi. 3. Metro City- Bagodara 2. 4 Kw off-grid solar power plant 2 nos for Hoardings and Lighting. 4. Nirmit Flora & Nirmit Home 1. 0 Kw each at Sanand and Gandhinagar sites. 5. Solar Street Lights at Chhota- Udaipur, Gujarat- in Rural and Jungle area. Solar Products: Solar : †¢ Home light kit †¢ Solar lantern †¢ Solar blinkers †¢ Solar road studs Solar garden lights †¢ Solar water pump †¢ Solar cooker †¢ Solar water heater Led : †¢ Aviation lights †¢ led down lights †¢ Led Lighting Fixtures †¢ led tube light †¢ led wall washers †¢ led flood lights †¢ led high bay light †¢ led RGB †¢ Led street light Solar Panels & Accessories: †¢ Solar panels †¢ Charge controller †¢ Inverters †¢ Dc controllers Solar Solutions: †¢ Off grid solar power plant o 1kw to 2 Kw Solar Power Pack o 10 50 Kw Solar Power Pack o Above 50 Kw to MW level Solar Power Plant Off-Grid & Grid Tie †¢ Wind power solution †¢ Solar wind high-brid solution †¢ Hoarding & Bill board †¢ Centralized Lighting †¢ Water pumping system Roof top MNRE & DGS&D approved products †¢ Led street light †¢ Led home light kit †¢ Led lantern Customize solutions †¢ Led lights †¢ Led with solar power †¢ Led with solar n wind power †¢ Enlighting building with colorful led lights †¢ For architect construction for the projects. IT PRODUCTS AND SERVICES KEY ACTIVITY AREAS: †¢ Computer System & Hardware Peripherals Sup ply. †¢ Vertical & Customized Software Development. †¢ Licensed Software Marketing, Installation & Maintenance. †¢ Maintenance and Up-gradation. †¢ Internet & Intranet Solutions. †¢ Email & Communication. †¢ Anti Virus Solutions. †¢ Wireless & Broad Band Connectivity. Data Base Administration. †¢ Marketing Energy Saving Products †¢ Energy Saving Products †¢ Annual Maintenance Services †¢ E- Commerce Applications †¢ Web Designing and Development †¢ Corporate Design Work †¢ ERP Solution PROJECT WORK: †¢ Networking Setup †¢ Call Center †¢ Cyber Cafes †¢ VPN Solutions †¢ Intra-networking †¢ Wireless network SERVICES: †¢ Out Source Projects †¢ Data Processing †¢ Data Entry †¢ Printing Jobs (Laser Printers, LMP) †¢ Annual Maintenance Services †¢ Job placement †¢ Preventive Maintenance Services †¢ Repairing of Computers and its Peripherals †¢ NRI seminars and hospitality VALUE – ADDED PRODUCTS AND SERVICES: †¢ Ncomputing Security Surveillance †¢ RFID attendance †¢ Biometric Access †¢ VOIP Solutions †¢ Storage Solutions ENERGY SAVING: †¢ Centralized Lighting †¢ Air Condition †¢ Induction Motor †¢ LED Lighting Products SOFTWARE PRODUCTS: †¢ Vidyalaya School Management Software. †¢ Production ERP Software. †¢ Samay Attendance system. †¢ E-Commerce Solutions †¢ Hospital Management System. †¢ E-Panchayat. †¢ Banking Liquidation Process System †¢ Shopkeeper †¢ Web base management software †¢ Customized Software Solutions VALUED CLIENT LIST [pic][pic][pic][pic] [pic][pic][pic] [pic] [pic] [pic][pic][pic][pic][pic][pic][pic] [pic] [pic][pic] [pic] * AND GROWING DAY BY DAY

Thursday, January 9, 2020

Effects Of Teen Pregnancy On Children s Reproductive System

The United States has the highest rate of unplanned teen pregnancies amongst the most developed countries in the world. Approximately 750,000 teens will become pregnant this year and with the lack of resources to terminate those unwanted pregnancies more than ninety two percent of those teens will become parents before graduating high school. Plan B one step emergency contraception is now available over the counter as of August 2013 an although there has been a great debate on whether or not the open availability to teens as young as fifteen will do more harm than good it does seem that the positives have out weighted the negative since lowering the age restriction and making it available over the counter. Since talk about raising the age limit back to seventeen with a prescription and turning it back over to pharmacy counters the controversy has resurfaced. The subject of harm Plan b may or may not be contributing to women’s reproductive system as well as allowing minors to p ut themselves at risk without their parents knowledge have been main topics of decision. Plan B one step has been proven to be safe and effective and has minimized teen pregnancy since being approved in 2013. Plan B emergency contraception is an oral pill used to prevent pregnancy after unprotected sex. If used properly, which means as soon as possible up 72 hours of unprotected sex pregnancy is not to be expected. Starting in the early 1960s emergency contraception was only used in rape victims toShow MoreRelatedTeenage Pregnancy Essay1573 Words   |  7 PagesDue to colonization, First Nation teen pregnancy rates are higher, and has adversely affected them psychologically, socioeconomically as well as conflicting with their cultural beliefs. As teen motherhood is socially structured. 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Wednesday, January 1, 2020

Is College A Worth It Essay - 1147 Words

Helena Wood November 2016 College Readiness Period:3 Is College is worth it: In today s world, a college degree has great significance. It is worth the effort to obtain a degree, and this is due to the increasing wages that come with a degree, the lowering of unemployment rates, and having a degree is a requirement for many jobs. Having a college degree will get you far in life. For example the wage gap increases between high school graduates and college graduates, at the rate the degree does. The higher a degree one has the more money they make. As one’s degree goes up, as does their earning gap. â€Å"...individuals with a four-year college degree earned about 43% more on average than those with only a high school degree...† (FRBSF Economic letter). The more education you have the more money you make. If you have only a high school diploma then you will make significantly less. College is an investment and it pays itself back the farther you get in the working world. â€Å"...the difference between earnings continues such that the average college graduate earns over $800,000 more than the average high school graduate by retirement age...† It also drastically lowers the rate of unemployment, † (FRBSF Economic letter). You are earning close to a million dollars more than you would otherwise with a degree. Making money is key in survival, this day and age. The more money, the more power, and success in the business world. Unemployment rates are lower for those with degrees asShow MoreRelatedIs College Worth A College?1254 Words   |  6 PagesThroughout the USA college tuition has increased drastically; in the last five years Georgia colleges have had 75% increase along with other states such as Arizona whose tuition has increased by 77% (NPR). Since 2006 the tuition in Utah has increased by 62.8% and is rising throughout the U.S. (Desert News). Between 1885-2016 the price of college has increased between 2.1% to 4.3% per year beyond inflation (CollegeBoard). Through calculations, that equates to about a hundred precent increase sinceRead MoreIs College Worth It?857 Words   |  4 PagesIs college worth it, many ask and a lot of them wonder. This controversial topic has a lot of arguments and still no fix answer to it. Some people might find college to be not worth it as most people find it useless after graduation as said by TOM BACHTELL on a college graduation â€Å" diploma—need not be a statistics major to know that the odds of stepping into a satisfying job, or, indeed, any job, are lower now than might have been imagined four long years ago†. But in my opinion I would say thatRead MoreCollege Is Worth It?852 Words   |  4 Pages College is a place where students learn what they want to be when they graduate and they use that knowledge they obtained from college to fulfill their dream by what they have studied, so hard for in college. Some people ask, â€Å"Is College worth it?† and the answer to that question is, â€Å"Yes.† A lot of people continue to disagree with that answer, but when it’s all said and done: college is worth it. That is why, there is still students that enroll into a 4-year college or a community college becauseRead MoreCollege Is It Worth It?1317 Words   |  6 PagesCollege, is it Worth it? Is college really worth the time and money? This is the question I am going to be exploring. While many people may have an idea that college is just an abundance of debt, other students argue that most of the information they learn doesn’t provide them with the value they thought it would (Adams 1). Many college students who grow up with the opportunity to go to college usually don’t stress the idea of going to school, but most students who don’t have the opportunity toRead MoreIs College Worth It?923 Words   |  4 PagesThe question here is, is college worth it? Many people question this especially high school students who are about to graduate. This debate is still taking place today. The common misunderstood saying is, if you have a degree you will then have a good job. But this is not the case because in today’s society there are so many people with degrees who still cannot find a job. The rate of unemployment is increasing rapidly on a yearly basi s. High school students see it this way, if I can’t find a jobRead MoreCollege Worth?1116 Words   |  5 PagesIs College Worth It? College is a place for higher education. Many people go there for further study every year. Meanwhile, plenty of people skip college or drop out of college. Sort of people believe college is not worth because it cost too much. Most people think college is worth because you will able to get a good job when you holding a degree. Yes, because being a college graduate can help you gain more than the money you spent to pay for college. College is worth it because you will haveRead MoreCollege Is Worth It?1139 Words   |  5 Pagesdebate about whether or not college is worth it, but it’s hard to measure some of the pros of a college education in numbers. Most agree, however, that college enriches people’s life in some way that isn’t just financial. Through encountering different perspective and getting a liberal arts education, people become better citizens of the world. Or so the argument goes. In his essay, Colleges Prepare People for Life, Freeman Hrabowski argues that everyone should attend college, not just for the financialRead MoreCollege Is Not Worth It?1139 Words   |  5 PagesIn the debate about whether college is worth attending, many argue that college is worth it but others argue that college is not worth it. Those who argue that college is worth it contend to say that college graduates make more money, college allows students to explore career options, and not going to college will cost people more money in the future but on the other hand, those who argue that college is not worth it contend to say that college graduates are employed in jobs that do not require degreesRead MoreIs College Worth It?1177 Words   |  5 PagesStatistics Say Yes To College If you walked across the stage at your high school graduation ceremony you probably were confronted by the options of college, military service, work force, etc. If you decide college is the place to go, then questions start to arise, how am I going to pay for college, where should I go, what do I want to study. Is college is a voluntary place to further your education or is it mandatory to achieve a decent paying job? College has now become something that everyoneRead MoreIs College Worth It?972 Words   |  4 PagesIs College Worth It? In recent discussions of Is College Worth It? By John Green, a controversial issue has been whether, people should attend college or get a job after they finish high school. On the one hand, some argue that people can get a monthly income better than if they have a degree. From this perspective, some people they do not want to attend college. On the other hand, however, others insist that people should attend college after they finish high school. In the words of John Green,